Eligibility: First-time and repeat buyers statewide.
Benefits: $7,000 0% interest, 10‑year forgivable second loan.
Description: Up to $6,000 forgivable grant for educators in critical-shortage areas.
Jackson Homebuyer Assistance: Up to $15,000 0% interest second mortgage (forgivable annually); income ≤ 80% AMI; house cap $156,000.
Vicksburg DPA: Up to 4% grant or $25,000 forgivable loan over 5 years.
Gulfport First-Time Buyer Program: Up to $10,000 deferred 0% loan; income ≤ 80% AMI.Mississippi Home Corporation (MHC) Programs:
Smart6 Program:
Offerings: 30‑year mortgage paired with $6,000 no-interest deferred grant.
Requirements:
Mortgage Revenue Bond 7 (MRB7):
Eligibility: First-time buyers, veterans, or buyers in target zones.
Details: Income ≤ $122,000; same purchase caps as above. MRB7 info.Housing Assistance for Teachers (HAT):
Requirements: 3 years teaching + 1% borrower cash + one month reserves. HAT program info.Other Statewide Programs:
Local Programs:
Jackson
Vicksburg
Gulfport
Additional Information:
View First‑Time Home Buyer Programs for: Minnesota
View First‑Time Home Buyer Programs for: Missouri