Choosing an Agent Who Offers First-Time Buyer Discounts

What “discounts” can actually cover

Many first-time buyers benefit from agent-paid credits applied to closing costs, or reduced buyer-side fees where applicable. These can offset appraisal, title, or lender fees-real dollars you don’t have to bring to closing.

• Buyer credits: Applied at closing to reduce cash due.
• Reduced fees: Some agents discount their side of the transaction where allowed.
• Service adds: Showing availability, negotiation strategy, and contract support still matter.

How to compare offers

Don’t compare on headline promises alone. Ask for a clear estimate of credits, scope of service, and response times. Verify local rules on how credits are structured and any lender limits.

Service should not suffer

The best value is a balance of cost and advocacy. If the discount comes with slow responses or weak negotiation, you may lose more elsewhere.